Payments

How do I pay for a Fashiondakia purchase?

Fashiondakia offers you multiple and different type of payment methods. Whatever your online mode of payment, you can be assured that Fashiondakia’s trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times to move the transaction in a smooth way.

You may use your Internet Banking, Gift Card, Cash on Delivery and Wallet to make your purchase online with Fashiondakia.

Fashiondakia also accepts payments made using Visa, MasterCard, Maestro and American Express credit/debit cards in India only.

Are there any hidden charges when I make a purchase on Fashiondakia?

There are as such NO hidden charges when you make a purchase on Fashiondakia.com. The prices listed for all the items are final and all-inclusive with all GSTs. The price you see on the product page is exactly what you pay.

Delivery charges may be extra depending on the seller policy. Please check individual seller for the same. Some of the items are also sold by Fashiondakia.com as we check for the quality of products from different vendors and once ensured the quality we bill back to back and ship to the customer’s directly. This also confirms assured and authenticated shipping from Fashiondaakia.com. You can blinded believe the shipping directly from fashiondakia.com. In case of seller, the Rs.50 delivery charge is waived off on orders worth Rs. 1499 and over.

What is Cash on Delivery?

If still, you are not comfortable in making an online payment on Fashiondakia.com, you can choose for the Cash on Delivery (COD) payment method instead of online payment. With COD you can pay in cash at the time of real delivery of the product at your doorstep, without requiring you to make any single amount of advance payment online.

The maximum order value for Cash on Delivery (COD) payment is Rs.50,000 only. It is hardly a cash-only payment method. Gift Cards or store credit cannot be used for COD orders. Only Indian Rupees are acceptable.

How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued in India only.

Credit cards

We accept payments made using Visa, MasterCard and American Express credit cards.

To pay from your credit card at checkout, you will need your card number, expiry date, 3-digit CVV number (found on the backside of your credit card). After entering these secure details, you will be redirected to the bank’s page for entering the online 3D Secure password. All the pages at Fashiondakia.com are secured by SSL for all the sensitive information entered on the website like username and password or other credit card and debit card details.

Debit cards

We also accept payments made using Visa, MasterCard and Maestro debit cards.

To pay from your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), 3 digit CVV number (optional for Maestro cards). You will now be redirected to your bank’s secure page for entering your online password (issued by your bank) to further complete the payment.

Is it safe to use my credit/debit card on Fashiondakia?

Your online transaction on Fashiondakia is purely secure with the highest levels of transaction security currently available on the Internet. Fashiondakia utilizes 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing.

All credit card and debit card payments on Fashiondakia are finally processed through secure and trusted payment gateways managed by leading banks. Banks are now using the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.

What steps does Fashiondakia take to prevent card fraud?

Fashiondakia realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for different kinds of suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

In the rarest of very rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents to enable the shipping and other concerned particulars. The Identity Proof documents help us ensure that the purchases were indeed made by a genuine card holder. We really apologize for any inconvenience that may be caused to any of our customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions. This also helps us to improve the customer satisfaction for the credibility of shopping website along the customers’ community.

What is a 3D Secure password?

The 3D Secure password is implemented by VISA and MasterCard in partnership with card issuing banks under the “Verified by VISA” and “Mastercard SecureCode” services, respectively for all the crads using under their brand name VISA and Master Card.

The 3D Secure password creates an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is only known to you. This ensures that only you can use your card for online purchases. Sometimes an OPT is used in case of password, which is only delivered to your Mobile number registered with the bank. This confirms that the transaction is approved by you only.

How can I get the 3D Secure password for my credit/debit card?

You can easily register for the 3D Secure password for your credit/debit card by visiting your concerned bank’s website. The registration links for some of the major banks have been provided below for easy reference:

State Bank of India ICICI Bank HDFC Bank Punjab National Bank
Axis Bank Corporation Bank Andhra Bank Bank of Baroda
Standard Chartered India Union Bank of India Central Bank of India Citibank
Deutsche Bank Dhanlakshmi Bank IDBI Bank Canara Bank
IndusInd Bank Federal Bank Kotak Mahindra Bank Karur Vysya Bank
Oriental Bank of Commerce South Indian Bank Vijaya Bank

Can I use my bank’s Internet Banking feature to make a payment?

Yes. Fashiondakia offers you the simple convenience of using your bank’s Internet Banking service to make a payment towards any of your order. With this exclusive feature, you can directly transfer funds from your bank account, while conducting a highly secure transaction from the payment gateway.

We accept payment through Internet Banking for the following banks:

ABN Amro Bank Axis Bank Allahabad Bank Andhra Bank
Bank of Bahrain and Kuwait Bank of Baroda Bank of India Bank of Maharashtra
Bank of Rajasthan Central Bank of India Citibank City Union Bank
Corporation Bank Deutsche Bank Development Credit Bank Dhanlaxmi Bank
Federal Bank HDFC Bank ICICI Bank IDBI Bank
ING Vysya Bank Indian Overseas Bank Indian Bank IndusInd Bank
Jammu & Kashmir Bank Karnataka Bank Karur Vysya Bank Kotak Mahindra Bank
Lakshmi Vilas Bank Oriental Bank of Commerce Punjab National Bank Royal Bank of Scotland
South Indian Bank Standard Chartered Bank State Bank of Hyderabad State Bank of India
State Bank of Mysore State Bank of Travancore Syndicate Bank Tamilnad Mercantile Bank
Union Bank of India United Bank of India Vijaya Bank YES Bank

Can I make a credit/debit card or Internet Banking payment on Fashiondakia through my mobile?

Yes, you can make credit card payments through the Fashiondakia mobile site and application (coming soon). Fashiondakia utilizes 256-bit encryption technology to protect your card information while securely transmitting it to the secure and trusted payment gateways managed by leading banks.

How does ‘Instant Cashback’ work?

The ‘Cashback’ offer is instant after the return period is over if exits and exclusive to Fashiondakia.com. You only pay the final price you see in your shopping cart.

How do I place a Cash on Delivery (COD) order?

All items that have the “Cash on Delivery Available” icon are valid for order by Cash on Delivery exclusively to almost 100% of Pin codes covered by Indian post. As on alternative, we have Fedex Courier also for COD and already paid delivery to certain Pin codes. But Indian posts cover almost all pin codes including rarest of pin codes inside the rural areas where we do not have the delivery of Fedex.

Add the item(s) to your cart and proceed to checkout. When prompted to choose a payment option, select “Pay By Cash on Delivery”.

Once confirmed for Cash on Delivery payment option, your order will be processed for shipment in the time specified, from the date of confirmation. You will be required to make exclusively a cash-only payment to our courier partner at the time of delivery of your order to complete the payment.

Terms & Conditions:

  • The maximum order value for COD is 50,000 INR
  • Gift Cards or Store Credit cannot be used for COD orders
  • Cash-only payment is only applicable at the time of delivery.

 

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